About the Authors
JONATHAN D. AVILA is Vice President, Chief Privacy Officer of Wal-Mart Stores, Inc., where he supervises data privacy law counseling and compliance for the domestic and international operations of Walmart Stores. He was formerly Vice President—Chief Privacy Officer of the Walt Disney Company. Before joining Disney, he was General Counsel and Chief Privacy Officer of Mvalue.com, Inc., and also served as Litigation Counsel to CBS Broadcasting, Inc., where he represented CBS in privacy litigation. Mr. Avila is a past President of the International Association of Privacy Professionals (IAPP) and was a member of the Advisory Group to the California Office of Privacy Protection with respect to its Recommended Practices on California Information-Sharing Disclosures and Privacy Policy Statements (SB 27). Mr. Avila received a B.A. from Yale University (cum laude) and a J.D. from Harvard Law School as well as a diploma from the University of Salamanca (Spain). He is a co-author of chapter 5 (Marketing and Sales Regulation).
MATTHEW J. COONEY is Senior Counsel at California State Automobile Association of Northern California, Nevada, and Utah, where he leads the technology and procurement practice areas. Mr. Cooney is an active member of the San Francisco Bar Association and the State Bar of California, where he is also a member of the Cyberspace Law Committee of the Business Law Section. He received a B.S. from the University of California, Berkeley, and a J.D. from Golden Gate University School of Law (cum laude). Mr. Cooney is a co-author of chapter 10 (Identity Theft).
FRANÇOISE GILBERT is the CEO of DataMinding Legal Services, Palo Alto, California. She advises clients on developing and implementing information privacy and security strategies and compliance programs at the domestic and global levels. A significant portion of her time is dedicated to the creation of data governance and protection programs that comply with applicable laws, such as the California Consumer Privacy Act (CCPA) and the EU General Data Protection Regulation (GDPR). She assists clients in their efforts to implement data privacy and security safeguards in the design of products and services that rely on artificial intelligence, big data analytics, or internet of things (IoT) technologies, such as smart cities, autonomous vehicles, wearables, and other connected objects and devices. She is the author of Global Privacy and Security Law (Aspen Publishers/Wolters Kluwer Law and Business). She holds CIPP/US, CIPP/EU, and CIPM certifications from the International Association of Privacy Professionals. Her work in the information privacy and cybersecurity areas has been consistently recommended by Chambers Global (2009–present), Best Lawyers in America (2008–present), and Who’s Who in Internet, ECommerce and Telecommunication Laws (1998–present). Ms. Gilbert holds undergraduate and graduate degrees in mathematics from the Universities of Paris and Montpellier (France) and J.D. degrees from the University of Paris (France) and Loyola University School of Law in Chicago, Illinois. She is the author of chapter 3 (Information Security and Security Breach) and chapter 9 (International Personal Data Protection and Cross-Border Data Transfers).
ROBERT V. HALE II is in-house counsel at Apollo Group, Inc., where he handles consumer, transactional, and regulatory matters. Before joining Apollo in 2010, he served as Vice President and Senior Counsel at HSBC North America, and in similar roles at other financial institutions. He is the author of Wi-Fi Access and Operation Liability, published in The SciTech Lawyer. Mr. Hale serves as an Advisor to the Financial Institutions Committee and the Cyberspace Committee of the Business Law Section of the State Bar of California. He is Executive Managing Editor of the Journal of Internet Law (Aspen Publishers). Mr. Hale received his B.A. from Sarah Lawrence College and his J.D. from the University of San Francisco School of Law. He is a co-author of chapter 10 (Identity Theft).
CATHERINE D. MEYER is Counsel with Pillsbury Winthrop Shaw Pittman LLP, Los Angeles. She was a partner with the firm for 20 years, practicing in the areas of finance and privacy regulation and compliance. Ms. Meyer advises financial institutions and other companies on privacy, including rights to financial privacy and protection of customers’ privacy rights under state, federal, and international statutes and regulations. She regularly counsels commercial clients on compliance with regulations affecting the collection, use, sale, transfer, and sharing of customer and employee information on a local to global scale. She assists with marketing issues, such as unsolicited commercial email, fax, and telephone communications, marketing to children, and issues specific to credit card and check transactions and data security breaches. She has served as co-chair of the Business Department of the Los Angeles Office and of the firm-wide Privacy and Data Protection Practice Team. Ms. Meyer is a frequent speaker and writer on data protection and privacy issues, and sits on the Board of Editors of the Privacy & Data Security Law Journal and the Privacy & Data Security Review. Ms. Meyer received an A.B. from Bryn Mawr College and a J.D. from Northwestern University School of Law. She is a co-author of chapter 5 (Marketing and Sales Regulation).
COLIN T. MURPHY, an attorney in the San Francisco and Orange County offices of Severson & Werson, APC, has particular experience representing international and domestic clients in the defense and trial of construction defects, cybersecurity and data protection, products liability, professional liability, sports, and leisure and entertainment. Mr. Murphy represents national and international insureds and insurers. In 2019, he was recognized as a Distinguished Lawyer by the international organization Lawyers of Distinction. He is a member of the San Francisco and Orange County Bar Associations, the International Association of Privacy Professionals (IAPP), and the Professional Liability Underwriting Society. He received a B.A. from the University of California, Santa Cruz, and a J.D. from Santa Clara University, and is a co-author of chapter 10A (The California Consumer Privacy Act of 2018).
DENISE OLRICH, of the Law Office of Denise Olrich, in Santa Rosa, is a business attorney specializing in the legal needs of the entrepreneur, including e-commerce, privacy and cyberlaw matters, intellectual property matters, trademark registration, business formation, corporations and partnerships, business transactions, bankruptcy and bankruptcy litigation, as well as business litigation in the state courts. Ms. Olrich regularly lectures to attorneys, business groups, and students regarding business and cyberspace law matters. She served on the committee that drafted California’s new revised limited partnership law. She is an Advisor to the Executive Committee of the Business Law Section of the State Bar of California and has chaired the Cyberspace Law Committee, as well as the Partnerships and Limited Liability Companies Committee of the Business Law Section. Ms. Olrich received a B.A. from Michigan State University and a J.D. from Thomas M. Cooley Law School in Lansing, Michigan. She is the author of chapter 4 (Internet and Electronic Privacy).
SHEILA M. PIERCE is an associate in the Silicon Valley office of Bingham McCutchen LLP, where she represents clients on issues such as breach of contract, patent infringement, securities violations, privacy matters, civil rights matters, and product liability. She has also advised clients on issues related to internet privacy and data security laws. Ms. Pierce has a J.D. from the University of San Francisco School of Law and a B.A. from San Francisco State University (summa cum laude). She is a co-author of chapter 12 (Class Actions, Data Breach Litigation, and Privacy Concerns Before and During Trial).
DENIS T. RICE, of Arnold & Porter, LLP, San Francisco, practices in a broad range of areas, including corporate and securities matters, and internet and e-commerce law. Mr. Rice was a founding director of Howard Rice Nemerovski Canady Falk & Rabkin PC. He is chair of the Committee on Developments in Business Financing of the American Bar Association and a Board Member of the International Technology Law Association. He has litigated complex cases, including class actions, in state and federal courts involving securities fraud, fiduciary duties, corporate governance, antitrust, trademarks, and trade secrets. Mr. Rice has lectured on information technology, privacy, securities, electronic commerce, and litigation in cities around the world. He serves as a panel arbitrator and mediator for both the American Arbitration Association and the World Intellectual Property Organization. Mr. Rice holds an undergraduate degree from Princeton University, Woodrow Wilson School of Public and International Affairs (Phi Beta Kappa), and a law degree from the University of Michigan Law School (Order of the Coif; Associate Editor, Michigan Law Review). He is the author of chapter 1 (Challenges of Privacy Compliance and Litigation) and chapter 11 (Global Jurisdiction Over Privacy, Breach of Security, and Internet Activity Claims).
JEEWON K. SERRATO is a partner in the San Francisco office of BakerHostetler, where she is co-lead of the Digital Transformation and Data Economy team. Ms. Serrato counsels clients in the areas of consumer privacy, cybersecurity, data monetization, and data science. Before joining BakerHostetler, she served as chief privacy officer for two public companies. Ms. Serrato has led initiatives to design and execute compliance programs for international corporations, as well as negotiate cross-border M&A deals, and advise on high-stakes investigation, data breach, and dispute matters. She formerly served on the U.S. Department of Homeland Security Data Privacy and Integrity Advisory Committee and currently serves as Chair for the California Lawyers Association’s Privacy Law Section Executive Committee. Ms. Serrato received a B.A. from the University of California, Berkeley, and a J.D. from the University of California, Berkeley, School of Law. She is a co-author of chapter 9 (International Personal Data Protection and Cross-Border Data Transfers). She wishes to acknowledge the contributions of her colleagues R. Bisi Adeyemo, Jerel Pacis Agatep, Carolina A. Alonso, Foram Dave, Seungjae Lee, Marshall J. Mattera, Veronica Reynolds, and Catrina W. Wang to the chapter.
PAUL T. SMITH is a partner with Hooper, Lundy & Bookman, PC, San Francisco, where he advises clients in health care and other industries on corporate formation and governance, joint ventures, financing, reimbursement, and regulatory compliance, and also represents technology companies in transaction, financing, and licensing matters, and data privacy and security. Mr. Smith has practiced in the U.S. health care industry since 1982, representing hospitals, hospital associations, medical groups, and provider network organizations. He has been named as one of “America’s Leading Lawyers for business” in health care by Chambers USA, 2005–2010, and was selected to the “Northern California Super Lawyers” in health care law and business/corporate law in 2010. He has spoken on health-care-related topics at numerous conferences, including the American Bar Association, the California Society of Healthcare Attorneys, the IBM/Modern Healthcare National HIPAA Conferences, and the HIPAA Summits. He holds B.A. and LL.B. (cum laude) degrees from the University of Natal School of Law (South Africa). Mr. Smith is the author of chapter 7 (Health Information Privacy).
JAMES G. SNELL is a partner in the Silicon Valley office of Bingham McCutchen LLP, where he is co-chair of the firm’s Privacy and Security Group and former co-chair of the firm’s Intellectual Property Group. He has particular experience in privacy, internet, and marketing issues, and represents clients in a broad range of complex commercial matters, including internet, privacy, and trade secret matters, false advertising, and class actions. Mr. Snell is a frequent speaker at bar association and firm events and in-house seminars regarding electronic discovery issues, patent litigation, unfair competition, trade secret law, electronic communications and privacy, among other topics. He was recognized as a Northern California “Super Lawyer” by Law & Politics and San Francisco magazine in 2005. He has a J.D. from the University of California College of the Law, San Francisco, and a B.A. from the University of California, Santa Barbara. Mr. Snell is a co-author of chapter 12 (Class Actions, Data Breach Litigation, and Privacy Concerns Before and During Trial).
RONALD J. SOUZA is a partner in the law firm of Lynch, Gilardi & Grummer PC, in San Francisco, where he practices in the area of labor and employment litigation. He has been an employment law specialist for the last 15 years. A frequent presenter, speaker, and panelist, Mr. Souza regularly addresses professional groups and corporate executives on employment-related topics, including employment privacy, sexual harassment, and employment litigation practices. Mr. Souza is a member of the American Board of Trial Advocates (ABOTA). He also serves as Judge pro tem for the San Francisco Superior Court. He is a founding member of a chapter of the American Inns of Court, an organization of lawyers and judges dedicated to civility and ethics in law practice. Mr. Souza graduated with academic and athletic honors from Washington State University in 1969 and earned his J.D. (cum laude) from Santa Clara University School of Law in 1974. He is the author of chapter 8 (Workplace Privacy).
NICHOLE L. STERLING is an associate in the New York office of BakerHostetler. Ms. Sterling focuses her practice on privacy and data protection, information governance, and emerging technology. She assists clients with practical solutions to a wide range of domestic and cross-border regulatory and compliance matters related to information governance, technology, and negotiating the everchanging privacy and data protection landscape. Ms. Sterling is active in pro bono work and has counseled global nonprofits on privacy and data protection issues. She received a B.A. from Gustavus Adolphus College, a Ph.D. from the University of California, Berkeley, and a J.D. from the University of Michigan Law School. She is a co-author of chapter 9 (International Personal Data Protection and Cross-Border Transfers). Ms. Sterling wishes to acknowledge the contributions of her colleagues R. Bisi Adeyemo, Jerel Pacis Agatep, Carolina A. Alonso, Foram Dave, Seungjae Lee, Marshall J. Mattera, Veronica Reynolds, and Catrina W. Wang to the chapter.
GENEVIEVE R. WALSER-JOLLY is a member of Severson & Werson, APC, where she is managing partner of the Orange County office. Ms. Walser-Jolly’s practice includes developing data privacy programs, complex litigation representing finance companies, and defending individual and class action consumer cases under the Telephone Consumer Protection Act (TCPA). She is active in the American Bar Association’s Consumer Financial Services Committee and is a member of the International Association of Privacy Professionals (IAPP), the Orange County Bar Association, and the Governing Committee for the Conference on Consumer Finance Law. Ms. Walser-Jolly regularly speaks on the latest developments in TCPA litigation and how businesses can comply with the California Consumer Privacy Act of 2018. She authors chapter 10A (The California Consumer Privacy Act of 2018).
ROY G. WEATHERUP is a partner of Lewis Brisbois Bisgaard & Smith LLP and is a member of the firm’s Appellate Practice Group. He is a Certified Specialist in Appellate Law, certified by the Board of Legal Specialization of the State Bar of California. He specializes in appellate practice, about which he has lectured extensively. Mr. Weatherup is a member of the Los Angeles County Bar Association, the California Academy of Appellate Lawyers, the Stanford Law Society, the Supreme Court Historical Society, the California Supreme Court Historical Society, and a sustaining member of the Product Liability Advisory Council. He is listed in The Best Lawyers in America, in Super Lawyers, in Who’s Who in America, and in Who’s Who in American Law. He has been responsible for more than 1,800 appellate briefs in over 1,000 cases, resulting in about 200 published opinions. He holds a law degree from Stanford University School of Law and an undergraduate degree from Stanford University. He is the author of chapter 2 (Common Law and Constitutional Privacy Protection).
About the 2023 Update Authors
MICHAEL D. ABRAHAM is the update author of chapter 12 (Class Actions, Data Breach Litigation, and Privacy Concerns Before and During Trial). He is a shareholder in Bartko Zankel Bunzel & Miller, in San Francisco, where he is the head of the firm’s privacy practice group and its award-winning eDiscovery practice group, with experience in multi-terabyte events. Mr. Abraham’s practice focuses on privacy litigation, antitrust, commercial litigation, real estate litigation, and contractual disputes. His expansive trial experience includes favorable jury verdicts and judgments involving privacy breaches, security breaches, breach of contract, real estate transactions, tort claims, unfair business practices, fraud, security violations, medical information claims, officer and director liability, premises liability, franchise law violations, employment claims, FEHA, environmental claims, partnership disputes, Proposition 65, and breach of fiduciary duty. Mr. Abraham has a J.D. from the University of California College of the Law, San Francisco, and a M.C.P. in City and County Regional Planning and a B.S. in Conservation and Natural Resources from the University of California, Berkeley.
JONATHAN D. AVILA is an update author of chapter 5 (Marketing and Sales Regulation). He was Vice President, Chief Privacy Officer of Wal-Mart Stores, Inc., where he supervised data privacy law counseling and compliance for the domestic and international operations of Walmart Stores. He was formerly Vice President—Chief Privacy Officer of the Walt Disney Company. Before joining Disney, he was General Counsel and Chief Privacy Officer of Mvalue.com, Inc., and also served as Litigation Counsel to CBS Broadcasting, Inc., where he represented CBS in privacy litigation. Mr. Avila is a past President of the International Association of Privacy Professionals (IAPP) and was a member of the Advisory Group to the California Office of Privacy Protection with respect to its Recommended Practices on California Information-Sharing Disclosures and Privacy Policy Statements (SB 27). Mr. Avila received a B.A. from Yale University (cum laude) and a J.D. from Harvard Law School as well as a diploma from the University of Salamanca (Spain).
ANDREA L. FREY is an update co-author of chapter 7 (Health Information Privacy) and an update co-author of chapter 3 (Information Security and Security Breach). She is an associate with Hooper, Lundy & Bookman, PC, San Francisco, and the co-chair of the firm’s Digital Health Task Force. Ms. Frey’s practice focuses on transactional and health care regulatory matters, with an emphasis on health privacy, digital health, licensure and certification, scope of practice, and medical staff issues. She is a member of the American Health Lawyers Association, California Society of Healthcare Attorneys, and Women in Health Care Executives. Ms. Frey holds a B.A. from Tufts University and a J.D. and a M.P.H. from the University of Washington.
AUSTIN B. KENNEY is the update author of chapter 6 (Financial Data Privacy). He is a member in Severson & Werson, APC’s Financial Services Practice Group in Orange County, where he counsels and defends financial institutions in business matters and state and federal litigation involving banking operations and consumer finance, including consumer privacy, auto finance, mortgage, and unsecured credit lending. Mr. Kenney is an active member of the International Association of Privacy Professionals (IAPP) and the Consumer Financial Services Committee of the American Bar Association’s Business Law Section, and an Advisor to the Association of Consumer Vehicle Lessors and the California Creditors Bar Association. He holds a B.A. from the University of California, San Diego (Earl Warren College), and a J.D. from the University of Colorado School of Law.
CATHERINE D. MEYER is an update author of chapter 5 (Marketing and Sales Regulation). Ms. Meyer is Counsel with Pillsbury Winthrop Shaw Pittman LLP, Los Angeles. She was a partner with the firm for 20 years, practicing in the areas of finance and privacy regulation and compliance. Ms. Meyer advises financial institutions and other companies on privacy, including rights to financial privacy and protection of customers' privacy rights under state, federal, and international statutes and regulations. She regularly counsels commercial clients on compliance with regulations affecting the collection, use, sale, transfer, and sharing of customer and employee information on a local to global scale. She assists with marketing issues, such as unsolicited commercial email, fax, and telephone communications; marketing to children; and issues specific to credit card and check transactions and data security breaches. She has served as co-chair of the Business Department of the Los Angeles Office and of the firm-wide Privacy and Data Protection Practice Team. Ms. Meyer is a frequent speaker and writer on data protection and privacy issues, and sits on the Board of Editors of the Privacy & Data Security Law Journal and the Privacy & Data Security Review. Ms. Meyer received an A.B. from Bryn Mawr College and a J.D. from Northwestern University School of Law.
JENNIFER L. MITCHELL is an update co-author of chapter 9 (International Peronal Data Protection and Cross-Border Data Transfers). She is a partner in the Los Angeles office of BakerHostetler, where she serves as the Digital Assets and Data Management Leader for the firm’s Los Angeles and Costa Mesa offices. She has more than 15 years of legal, compliance, and operational experience, much of it in-house, navigating global and strategic privacy matters. Having most recently served in executive privacy leadership roles for two global Fortune 100 companies, Ms. Mitchell is well-versed with providing practical business compliance solutions for U.S., EMEA, LATAM, and APAC privacy regulations. Ms. Mitchell has in-depth experience with implementing data-driven initiatives in compliance with GDPR, HIPAA, and CCPA, and provides strategic privacy counseling for M&A and divestitures across industries including medical device and entertainment. She received a B.A. from the University of Michigan with high distinction, and a J.D. from the University of Michigan Law School.
DENISE OLRICH is the update author of chapter 4 (Internet and Electronic Privacy). Ms. Olrich, of the Law Office of Denise Olrich, in Santa Rosa, is a business attorney specializing in the legal needs of the entrepreneur, including e-commerce, privacy and cyberlaw matters, intellectual property matters, trademark registration, business formation, corporations and partnerships, and business transactions. Ms. Olrich regularly lectures to attorneys, business groups, and students regarding business and cyberspace law matters. She served on the committee that drafted California’s new revised limited partnership law. She has served as an Advisor to the Executive Committee of the Business Law Section of the State Bar of California and has chaired the Cyberspace Law Committee, as well as the Partnerships and Limited Liability Companies Committee of the Business Law Section. Ms. Olrich received a B.A. from Michigan State University and a J.D. from Western Michigan University Thomas M. Cooley Law School in Lansing, Michigan.
MATTHEW D. PEARSON is an update co-author of chapter 11 (Global Jurisdiction Over Privacy, Breach of Security, and Internet Activity Claims). Mr. Pearson is a partner in the Costa Mesa office of BakerHostetler. He concentrates his practice on class-action defense, with a focus on privacy and digital risk class action and litigation. He received a B.A. from Chapman University magna cum laude and his J.D. from the University of California, Davis, School of Law.
KERRY K. SAKIMOTO is an update co-author of chapter 3 (Information Security and Security Breach). He is an associate in Hooper, Lundy & Bookman, PC’s Los Angeles office. His practice focuses on transactional and health care regulatory matters, including digital health and health technologies, privacy, and the corporate practice of medicine. He is also passionate about diversity, equity, and inclusion, and serves on the firm’s DEI Committee, bringing previous experience leading initiatives to diversify both the health care and legal communities. Mr. Sakimoto holds a B.A. from Occidental College and a J.D. from the University of California, Los Angeles, School of Law, where he served on the UCLA Law Review and the UCLA Journal on Law and Technology.
JEEWON K. SERRATO is an update co-author of chapter 11 (Global Jurisdiction Over Privacy, Breach of Security, and Internet Activity Claims). She is a partner in the San Francisco office of BakerHostetler, where she is co-lead of the Digital Transformation and Data Economy team. Ms. Serrato counsels clients in the areas of consumer privacy, cybersecurity, data monetization, and data science. Before joining BakerHostetler, she served as chief privacy officer for two public companies. Ms. Serrato has led initiatives to design and execute compliance programs for international corporations, as well as negotiate cross-border M&A deals, and advise on high-stakes investigation, data breach, and dispute matters. She formerly served on the U.S. Department of Homeland Security Data Privacy and Integrity Advisory Committee and currently serves as Chair for the California Lawyers Association’s Privacy Law Section Executive Committee. Ms. Serrato received a B.A. from the University of California, Berkeley, and a J.D. from the University of California, Berkeley, School of Law. She wishes to acknowledge the contributions of her colleagues R. Bisi Adeyemo, Jerel Pacis Agatep, Carolina A. Alonso, Foram Dave, Seungjae Lee, Marshall J. Mattera, Veronica Reynolds, and Catrina W. Wang to the chapter.
PAUL T. SMITH is an update co-author of chapter 3 (Information Security and Security Breach) and an update co-author of chapter 7 (Health Information Privacy). He is a partner with Hooper, Lundy & Bookman, PC, San Francisco, where he advises clients in health care and other industries on corporate formation and governance, joint ventures, financing, reimbursement, and regulatory compliance, and also represents technology companies in transaction, financing, and licensing matters, and data privacy and security. Mr. Smith has practiced in the U.S. health care industry since 1982, representing hospitals, hospital associations, medical groups, and provider network organizations. He has been named one of “America’s Leading Lawyers for Business” in health care by Chambers USA, 2005–2010, and was selected to the Northern California Super Lawyers in health care law and business/corporate law in 2010. Mr. Smith has spoken on health-care-related topics at numerous conferences, including the American Bar Association, the California Society of Healthcare Attorneys, the IBM/Modern Healthcare National HIPAA Conferences, and the HIPAA Summits. He holds B.A. and LL.B. (cum laude) degrees from the University of Natal School of Law (South Africa).
NICHOLE L. STERLING is an update co-author of chapter 9 (International Personal Data Protection and Cross-Border Transfers). She is an associate in the New York office of BakerHostetler. Ms. Sterling focuses her practice on privacy and data protection, information governance, and emerging technology. She assists clients with practical solutions to a wide range of domestic and cross-border regulatory and compliance matters related to information governance, technology, and negotiating the everchanging privacy and data protection landscape. Ms. Sterling is active in pro bono work and has counseled global nonprofits on privacy and data protection issues. She received a B.A. from Gustavus Adolphus College, a Ph.D. from the University of California, Berkeley, and a J.D. from the University of Michigan Law School. Ms. Sterling wishes to acknowledge the contributions of her colleagues R. Bisi Adeyemo, Jerel Pacis Agatep, Carolina A. Alonso, Foram Dave, Seungjae Lee, Marshall J. Mattera, Veronica Reynolds, and Catrina W. Wang to the chapter.
GENEVIEVE R. WALSER-JOLLY is the update author of chapter 10A (The California Consumer Privacy Act of 2018). Ms. Walser-Jolly is a member of Severson & Werson, APC, where she is managing partner of the Orange County office. Ms. Walser-Jolly’s practice includes developing data privacy programs, complex litigation representing finance companies, and defending individual and class action consumer cases under the Telephone Consumer Protection Act (TCPA). She is active in the American Bar Association’s Consumer Financial Services Committee and is a member of the International Association of Privacy Professionals (IAPP), the Orange County Bar Association, and the Governing Committee for the Conference on Consumer Finance Law. Ms. Walser-Jolly regularly speaks on the latest developments in TCPA litigation and how businesses can comply with the California Consumer Privacy Act of 2018.