California Liability Insurance Practice: Claims and Litigation
California Liability Insurance Practice: Claims and Litigation
Published September 2025
Use this guide to interpret rights and obligations under Commercial General Liability insurance policies, analyze coverage, initiate and investigate claims, conduct the defense and settle the case, and interpret claims involving multiple insurers and overlapping coverage.
- Rights and obligations of the parties
- Claims process
- Complex claims issues
- Claim-related litigation
- Coverage, interpretation, and defense checklists
- Tables of cases, references, and forms
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                        Table of Contents
                      
                    
                    
                  
                  Table of Contents
- 1. Basic Liability Insurance Terms and Types of Liability Policies
- 2. Overview of Rights and Obligations Under the Policy
- 3. Analyzing Coverage: Reading and Interpreting Insurance Policies
- 4. Determining Whether Insurer Must Defend
- 5. Determining Whether Enforceable Obligation Exists
- 6. Overview of the Claims Process
- 7. Initiating a Claim
- 8. Identifying Sources of Coverage; Tendering Defense to Insurer
- 9. Investigating the Claim
- 10. Responding to Tender
- 11. Insured’s Role in Defense
- 12. Conducting the Defense
- 13. Defending With Independent Counsel for Insured
- 14. General Insurance Considerations in Settlement
- 15. Special Considerations in Settlement
- 16. Claims Involving Multiple Insurers and Overlapping Coverage
- 17. Claims Involving Excess Insurance
- 18. Claims Involving Insurer Insolvency
- 19. Overview of Claim-Related Actions
- 20. Actions for Declaratory Relief
- 21. Rescission and Reformation
- 22. Interpleader
- 23. Contribution, Subrogation, and Indemnity
- 24. General Principles of Contract and Bad Faith Actions
- 25. Actions for Failure to Defend
- 26. Actions for Failure to Settle
- 27. Claimant’s Direct Action for Recovery of Judgment
- 28. Other Actions for Improper Claims Conduct
- 29. Actions Against Agents and Brokers
Table of Contents
Volume 1
PART I: ANALYZING RIGHTS AND OBLIGATIONS OF THE POLICY
PART II: THE UNDERLYING CLAIMS PROCESS
Volume 2
PART III: COMPLEX CLAIMS ISSUES
PART IV: CLAIM-RELATED LITIGATION
                    
                      
                      
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